Mobile Menu - OpenMobile Menu - Closed

Cramer Sponsors Legislation to Close Obamacare Loophole Preventing Charities and Churches from Paying for People's Health Care Costs

Nov 25, 2015
Press Release
“Let Charities Be Charitable”

WASHINGTON, D.C. – Congressman Kevin Cramer today announced he introduced HR 3742, the Access to Marketplace Insurance Act.  The bi-partisan bill specifically allows non-profits, civic groups, and churches to help pay health insurance premiums for individuals and families.  Under Obamacare, the Centers for Medicaid and Medicare Services (CMS) released an interim final rule which gave authority to insurers offering plans on the Exchanges to deny non-profit charities from providing premium assistance. The Affordable Care Act provides federal subsidies to purchase health care policies, but the CMS rule prevents other groups from doing the same for individuals and families in need.  Because many patients with rare diseases and catastrophic illnesses use this program to pay for their health insurance premiums, the rule puts in jeopardy the policies they purchased.  The legislation is co-sponsored by Congresswoman Sheila Jackson Lee (D-TX)Congressman Alan Grayson (D-FL), Congressman Gerald Connolly (D-VA), Congressman Morgan Griffith (R-VA), Congressman Rob Wittman (R-VA), Congressman Steve Stivers (R-OH), Congressman Marcy Kaptur (D-OH), and Congressman Ann Kirkpatrick (D-AZ).  View the bill here.

“Obamacare uses tax dollars to provide subsides to low-income citizens to purchase health care insurance but it allows states to ban non-profits, civic groups and churches from doing the same.  That is wrong, and this bill removes the handcuffs from private charities, allowing them to assist insured patients who need help paying their premiums without fear of breaking the law,” said Cramer.  “The law already compels insurance companies to accept premium assistance from the Affordable Care Act, Indian Tribes, and State or federal programs. Individual Americans should also have the right to organize and do the same through their charity of choice.  We need to allow charities to be charitable.”

 Congressman Cramer addresses a Congressional Briefing in Support of HR 3742, the Access to Marketplace Insurance Act. At left is Eric Dolby of North Carolina, a longtime kidney dialysis patient who supports the bill.

Earlier this week, the American Kidney Fund and Patient Services Inc. expressed their support for Cramer’s legislation.  View a copy of their press release here.  

Since the release of the interim final rule, plans in 37 states have announced a prohibition against allowing non-profits, civic groups and churches to help pay for health insurance premiums for individuals and families.

Following is a complete list of the 37 states and health care providers:

 

Alabama

UnitedHealthcare

 

Arizona

Assurant Health (2015)—exiting Marketplace in 2016

UnitedHealth Care

 

Arkansas

Assurant Health (2015)—exiting Marketplace in 2016

UnitedHealthcare (2016)

 

California

Unitedhealthcare

 

Colorado

UnitedHealth Care

 

Connecticut

UnitedHealth Care

 

Florida

Assurant Health 2015—exiting market in 2016

UnitedHealth Care

 

Georgia

Assurant Health 2015—exiting market in 2016

UnitedHealthcare

 

Idaho

Pacific Source

 

Illinois

Assurant Health--2015—exiting market in 2016

UnitedHealthcare

 

Indiana

Assurant Health--2015—exiting market in 2016

UnitedHealthcare

 

Kansas

UnitedHealthcare

 

Kentucky

UnitedHealthcare

 

Louisiana

Blue Cross & Blue Shield

UnitedHealthcare

 

Maryland

UnitedHealthcare

 

Massachusetts

UnitedHealthcare

 

Michigan

Assurant Health (2015)—exiting market in 2016

UnitedHealthcare

 

Mississippi

UnitedHealthcare

 

Missouri

UnitedHealthcare

 

Montana

Assurant Health-2015—exiting market in 2016

PacificSource

 

Nebraska

Assurant Health--2015—exiting market in 2016

Blue Cross & Blue Shield

UnitedHealthcare

 

Nevada

UnitedHealthcare

 

New Hampshire

Assurant Health-2015—exiting market in 2016

 

New Jersey

UnitedHealthcare

 

New York

UnitedHealthcare

 

North Carolina

Blue Cross and Blue Shield

UnitedHealthcare

Aetna

 

Ohio

Assurant Health 2015—exiting market in 2016

Medical Mutual

UnitedHealthcare

 

Oklahoma

Assurant Health (2015)—exiting Marketplace in 2016

Blue Cross/Blue Shield (2016)

UnitedHealthcare (2016)

 

Oregon

Moda Health

Lifewise Health

PacificSource

 

Pennsylvania

Assurant Health 2015—exiting market in 2016

Unitedhealthcare

 

Rhode Island

UnitedHealthcare

 

South Carolina

Assurant Health 2015—exiting market in 2016

Blue Cross & Blue Shield

 

Tennessee

Assurant Health 2015—exiting market in 2016

 

Texas

UnitedHealthcare

 

Virginia

UnitedHealthcare

 

Washington

Premera Blue Cross Blue Shield

UnitedHealthcare

 

Wisconsin

UnitedHealthcare

 

 

 

###

Issues: