Congressman Kevin Cramer

Representing North Dakota, At Large

CRAMER: Health Bill Puts Small Businesses on Equal Playing Field with Large Corporations

Mar 22, 2017
Press Release

Click Here to Watch or Download Video Statement


WASHINGTON, D.C. – Congressman Kevin Cramer issued the following video statement today after the passage of H.R. 1101, the Small Business Health Fairness Act of 2017, which passed out of the U.S. House of Representatives with bipartisan support.

H.R. 1101 amends the Employee Retirement Income Security Act of 1974 to allow small businesses to join together in association health plans (AHP) across state lines through bona fide trade associations to become larger purchasers of health insurance. Specifically, the bill relieves small businesses that form AHPs from costly state-mandated benefit laws that often make coverage prohibitively expensive.

The bill – which is considered part of phase three for health care reform – puts small businesses on an equal playing field with unions and larger corporations, enabling them to have a greater ability to negotiate lower health care costs for their employees.  In turn, this makes it easier for small businesses to offer their employees access to quality, affordable health care coverage.